Let Us Help You Manage Your Finances

So you can focus on managing your business

We love start-ups


See how we work to help your new business grow with our special Micro-business and New business offerings.

Not sure where to start?

Click now to book a 30 min FREE initial consultation to see how our team can help you meet your business goals.


Working Time

Monday – Friday 9.00 – 5.00

1158 Division St. N, Suite 2
Cobourg, ON K9A 5Y5

Our Services
Accross Industries

We work with companies in almost every industry – our specialty lies in professional services (legal, design, marketing), start-ups, contractors, manufactures, retail and real-estate agents.


Accounts Receivable

Accounts Payable


Record Keeping

Accounting & CFO Services

Strategic Financial Planning
Analyzing the Company’s Financial Strengths and Weaknesses (Budgeting and Forecasting)
Monitoring Cash Flow
Financial Working Papers (Income Statements, Cash Flow etc.)
Account Reconciliations
Suggesting Plans for Improvement

Consulting & Education

Financial consulting services provided for future planning and cash flow, training provided on QuickBooks Desktop and QuickBooks online by certified pro-advisors, Bookkeeping 101 and Financial Literacy training seminars.

Payroll Management

Source Deductions
Government Remittances (Federal Tax, CPP, EI, Health Tax, ROE forms)
Contracts, Negotiations and assistance with Hiring or Terminating
Employee Resource Management (Employee Assistance Programs, Management Training etc.)
Pension and Benefits Administration
Employment Standards Compliance
Year End Reconciliations including T4’s


What is your greatest need right now?  What is keeping you up at night?  What is the last thing you want to do?  Our solutions below hit on the major “pain” points for small business owners – click on yours and see how we can help.

Is that an expense?

Not sure if something in your business is deductible or not? We can help!


I need to hire an employee…or do I?

Not sure if hiring someone is the right move for you? Confused about employees vs contractors? Reach out!


Am I charging enough?

Are you charging enough to not only cover your expenses, but also bring in profit? We’ll help you find out!


Is my business making money?

What percentage of your income should be profitable? Do you have too much overhead? We’re here to help!


How do I get financing?

Need financing to support your next venture, or secure some backup funds? That’s why we’re here!


Do I need HST…how do I handle that?

Not sure if you need to file HST? Do you need to have an HST number? We have all the info!



Have no idea what to file or what you owe? You’re not alone, we’ll get you sorted out!


I’m trying to do this myself, but the software is confusing.

No problem! We have expert staff standing by to help.


I think I’m ok, but would like someone to look it over.

Financial Reviews, Audits, and consilidations. Have one of our experts review your financials.



Bookkeeping is, for me, the most daunting and overwhelming part of running my own business. Working with Susan and her team has alleviated an enormous amount of stress and time from my workload allowing me to do more client facing work. More client facing work = more income. Her attention to detail, her knowledge of accounting software and of navigating the CRA has been priceless. Susan always has time to answer my questions and educate me to become more knowledgeable in the financial health of my company. Her dedication to my success is something I deeply value. She runs my accounting department, and my business is stronger because of the role she plays.

Shelagh Cummins,

Business Growth Speaker, Trainer and Consultant

Ms. Susan Watkin, Owner of Watkin Small Business Services, is an absolute pleasure to work with. Over the years she has not only provided accounting support, but she has also contributed to creative recommendations which strengthened the successful growth of TimBUKtu Indoor PlayLand. Susan's main duties consisted of: Monthly Reconciliation's, GST Filings, Corporate Annual Filings, T4 Submissions... All of which is completed in an efficient and timely manner. I highly recommend Susan as she is a professional with her numbers and a consistent reliable asset to help further your succes

Valerie Girimonte,

Former owner of Timbuktu Indoor Playground

I have known Susan for years. Her straightforward honest hard working approach to life defines her. I wish I had as many positive features in my business as Susan displays in hers. I recommend Susan without hesitation to small businesses who need professional courteous timely useful results.

Adam Charlesworth,
GTA Real Estate, Keller Williams Realty

I highly recommend Susan to provide financial services. She has been extraordinarily helpful in the accounting areas of our company. Her success stems from a her experience, a relentless desire to 'get it right', an appetite for hard work and superior professional abilities. I find her to be consistently enthusiastic, reliable and dedicated in every aspect of her work.

Amy Czettisch,
Principal, Red Box Inc

Working with Susan has been such a pleasure! Her knowledge of Quickbooks, and understanding of the needs of a small business like mine take all scary guesswork out of bookkeeping! I know that whenever I have a problem or question, she'll be able to help me solve it.left quo

Arja Pennanen Lytle,
Holistic Nutrionist, Balance Body & Soul Nutrition

When I was looking for a bookkeeper, Susan came highly recommended, and I couldn't agree more! Not only has she taken a large burden off my back, by taking over my bookkeeping, but she has also really helped me understand the entire process much more as well. She is highly knowledgeable, understanding, easy to talk to and efficient as she does her magic balancing the numbers.

Marina Zelenovic,
Registered Holistic Nutritionist


We take pride in the companies we work with and the cities we work in and it shows in our actions.  Maybe we’ll run into you someday at an event near you!